An extended health insurance for Canadians is designed as a supplementary medical plan to fill the gaps your Provincial medical care policy does not cover. In order to apply for such coverage your Provincial medical insurance must be currently active.

Unfortunately, not every Canadian is covered by their employer’s health plan. So, many of us and our family members are vulnerable to health care expenses that are not covered by the provincial medical insurance plan. Such costs include dentist’s visits, prescription drugs as well as other personal health care expenses associated with a certain condition that is not covered by the province. Consequently, it leads to a huge medical bill, which, hopefully, can be avoided with an extended Canadian health insurance supplement.

Canadian Insurance companies that we are working with offer a great variety of individual Canadian health insurance plans, so you can select the type of benefits and level of coverage that suit you, your family and your budget.

Flexible, affordable health insurance for Canadians

Understanding that different individuals have their own medical care needs, flexibility of private Canadian health insurance policies allows you to pay only for the coverage you really need.

Supplementary Medical Coverage is tailored to your Province

Provincial coverage plans vary across Canada. Recognizing this, insurance companies adjust the coverage from province to province so you will have the protection you need from unexpected health care expenses – no matter where you reside.

Potential Tax Advantages for Small Business owners/Self-employed

Are you a small business owner or self-employed? You may be able to deduct supplemental personal health insurance Canada premiums from your business income.

Flexible Payment Options

Most of the companies provide flexible payment options and accept different type of credit cards from banks all over the world, to make the purchase process as simple as possible.

In Smart Choice Insurance , we work with the biggest Canadian health insurance companies and can offer you the coverage you need at the cost you can afford.

 

Who Needs Private Health Insurance for Canadians?

• Retired

Supplementary health insurance will cover your medical expenses once you retire and become no longer eligible for the employee benefits plan.

• Small Business Owner

If you are self-employed and working within a limited budget or, perhaps, do not have a group benefit insurance plan set-up, you may consider getting a personal health insurance coverage that comes as a supplement to your Provincial Medical Care policy.

• Seeking Additional Insurance Coverage

Looking for an additional health insurance coverage for yourself or your dependents? Consider getting a supplementary healthcare policy for special needs that are not covered by your current group or work plan.