Did you know that having Life Insurance is a great way of investing part of your capital in your family’s future?
– Support your family members, if the the source of income is lost.
– Pay off your taxes to save wealth for inheritance.
– Pay off your financial debt i.e mortgage, loans and lines of credit,
etc.
– Charitable Contributions.
– Source of savings and investment growth.
At Smart Choice Insurance we want you to know how life insurance works and
what
we can do for
you to satisfy your needs in the future. Not being insured is a big
responsibility since
you may have family members dependent on you.
Getting life insurance can be complex as there are so many products on
the
market which
makes it almost impossible to find the right coverage without an
experienced
advisor.
What We
Offer
There are several types of insurance plans available on the market:
Term,
Whole Life and
Universal Life. Check out these Insurance tabs for a coverage type that
suits you.
Term life insurance is an affordable way to guarantee short term protection. If you are a young couple with a mortgage and kids, you should consider term life insurance. This enables you to later switch or convert to a permanent life insurance policy without providing proof of your health.
You can purchase term life insurance as an initial step before
purchasing
whole life or universal life insurance.
Term Life Insurance
includes:
Whole life insurance can combine permanent life insurance protection with a savings component. You can keep your life protection, provided, you keep making premium payments.
Policyholders can use their policy dividends to purchase additional life
insurance or cover their premiums.
You can modify your basic policy with a flexible choice of riders.
Whole
Life Insurance includes:
Universal Life Insurance provides permanent life insurance protection with an investment component. You can use the cash accumulated to cover the cost of your insurance premiums.
In addition to providing security and protection through its life
insurance component, Universal Life Insurance can provide an additional
source of income for emergencies, retirement or estate planning
needs.
You can select the investment vehicles yourself- based on your level of
knowledge, risk tolerance and circumstances. You can customize your
coverage to meet your lifestyle and budget needs.
Universal Life
Insurance includes:
Smart Choice Insurance Inc. is an independent insurance brokerage company. All insurance products can be obtained at competitive rates at Smart Choice Insurance Inc.
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