Travel Insurance for Canadians is designed to provide medical and optional non-medical emergency coverage to Canadian Citizens, Permanent and Temporary Residents, who are travelling abroad or to other provinces across Canada.
Canadian Travel Insurance will take care of the cost of immediate medical attention you may require during your trip since your government health insurance plan will not be as useful outside your province of residence, in case you have an urgent health issue.
As you already know, Canadian Residents are insured under their Provincial Healthcare Plans, however, they only cover a small portion of medical expenses incurred outside Canada. Your government insurance coverage may also be limited while travelling to another province, and even the slightest injury or illness can deal a significant blow to your budget.
If you are planning on going out of your province or abroad, travel health insurance for Canadians will provide you with a simple and affordable way to protect yourself from the costs of medical emergencies that may happen during the trip.
In order to be eligible for Travel Insurance, you MUST:
– Be a Canadian Resident
– Be currently enrolled in a provincial health insurance plan
– Meet other specific conditions set by a particular Canadian Insurance company
Canadian travel health insurance coverage we offer is up to $10 million per person. This comprehensive travel insurance coverage will give you peace of mind while you are on a trip as it will cover the necessary expenses for emergency medical care.
Also, in order to increase your protection, optional travel coverage is available for non-medical expenses including:
– All Inclusive Worldwide/Canada/USA Travel Packages
– Trip cancellation and Trip interruption
– Loss / delay / damage of your baggage
– Document replacement
– Rental car protection
– Flight or Travel Accidents
– Cruise Travel Packages
Single-Trip Plans
If you only travel occasionally, we offer a variety of Single-Trip travel insurance plans, which include Emergency Medical, All-Inclusive, Trip Cancellation & Trip Interruption as well as other non-health emergency coverage options.
Multi-Trip Plans
If you take two or more trips per year, enjoy the convenience and savings of a one-time purchase of the Canadian travel insurance policy with an unlimited number of trips taken during the period of 365 days. Select your travel insurance coverage for 4, 10, 18, or 30 days per trip outside of Canada.
Once you have decided to get a Travel Insurance plan to protect your finances while you are on a trip, it is the perfect time to start learning about the coverage benefits that the Canadian travel insurance providers have to offer.
Please note that each Canadian Travel Insurance plan has its own special features and eligibility requirements that do not apply for other policies. In order to view a full list of coverage details, please refer to the Policy Wording for a travel insurance plan of your interest.
The summary of travel insurance benefits below outlines ONLY medical emergency coverage for Canadian residents available from all the plans we offer you.
– Medical Emergency Treatment
– Services of a Physician
– Hospital Confinement
– Ambulance Transportation
– Prescription Drugs
– Dental Repair / Dental Pain Relief
– Accidental Death & Dismemberment
– Evacuation / Repatriation
– Bedside Companion / Family Member Transportation
– Paramedical Services of Chiropractor, Osteopath, etc.
– Meals and Accommodation
– Subsistence Allowance / Hospital Allowance
– Vehicle Return
– Cremation / Burial
Special Features:
Some of the Medical Emergency Travel Insurance plans have unique benefits that are not available with any other insurance policy. Please contact our Insurance Advisors to learn more about these plans.
This includes special features such as:
– Identity Fraud Recovery
– Pet Return
– Trip Break Benefit (Return home without terminating your coverage)
– Return and Escort of Children / Child Care
– Eyeglasses Replacement
– Return of Baggage and Personal Belongings
For a detailed coverage description please read the Policy Wording for your chosen insurance plan, which can be downloaded using the button in our Travel Insurance Calculator.
As we have already mentioned, Health Insurance for Travelling Canadians or, as it is commonly known, Travel health Insurance can be upgraded with a Non-medical emergency coverage raider, which is offered by some of the Canadian insurance companies we work with.
You may also purchase non-medical travel emergency insurance without health coverage, if you think that you do not need additional protection for your finances.
Here is the summary of optional non-medical emergency benefits:
– All Inclusive Travel Packages: Worldwide /USA/Canada
– Trip Cancellation & Trip interruption
– Enhanced Accidental Death & Dismemberment
– Damage/ Loss / Delay of Baggage
– Cruise Travel Packages
– Protection of a Rental Vehicle
– Documents Replacement
– Flight or Travel Accidents
Important Notice: Not all of the Canadian insurance providers offer additional non-medical coverage. Please contact our insurance advisors if you are not sure which travel insurance plan is right for you.
Smart Choice Insurance Inc. is an independent insurance brokerage company. All insurance products can be obtained at competitive rates at Smart Choice Insurance Inc.
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